For EmployeRs

Sunny Day Fund is your strategic ally in building a financially resilient workforce.

Our savings program reduces employee turnover, squashes the frequency of retirement loans & withdrawals, enhances employer brand culture, and improves overall employee productivity.

Why choose Sunny Day Fund?

We help you attract and retain better, improve workforce productivity, and build a more inclusive benefits package.

01

Retirement Security

02

Productivity

03

Retention

04

Mental Health

05

Physical Health

Be an Employer of Choice

40%+ of Employers will offer an emergency savings fund mechanism by the end of 2026.
*Transamerica Prescience Report


We know that every business
works differently.

That's why we've partnered with other leading organizations to bring you solutions that fit your needs.

What do good results look like?

40%+
participation rates

33% retention improvement in Saver population vs non-participants

$144/month average employee contribution toward savings

Withdrawals of $501 on average, 1-2 times per year

9 in 10 Savers add more money than they take out on a monthly basis

Greater retirement participation, fewer loans and hardships

Why choose Sunny Day Fund?

Behavioral change
Patent-pending rewards model
Goal-based savings experience
Hablamos español
Top-tier interest rate via Portage Bank, Member FDIC
Embeddable ESA

Ready to learn more?

What your workplace emergency savings program could look like:

Simple, customizable, impactful, inclusive, and appreciated

Simple
implementation

We sync directly with your payroll and benefits administration to simplify rollout, manage eligibility, and update employee contributions.

Customizable
plan design

Our tailored, patent-pending rewards models encourage better savings behavior while meeting different employee groups where they are.

Not just an app

Employees love our simple, accessible interface — which is available in multiple languages and over mobile and desktop. With a goal-based experience and financial resources from nonprofit partners, they’ll do more than just save for rainy days.

Actionable insights

Our analytics provide aggregated, anonymized data to draw insights from your Sunny Day Fund-powered ESA program. Our tools can also help you measure improvements in financial well-being based on CFPB’s research.

Move the sliders to see how Sunny Day Fund® 
benefits your company!

2,000

40000

30%

50%

$250

Reward Models

Your company could be losing an estimated !

Turnover:
$67,200.00

Productivity Loss:
$0.00

401(k) Loans or Hardship:
$22,477.50

That's like your organization paying an additional
payroll tax!


Read More:

How much is Workforce Financial Stress Costing Your Organization?

Why Employee Retention is Difficult to Fix with a 401(k) Match Alone

You could save an estimated with Sunny Day Fund®!

Better Retention:
$67,200.00

Better Productivity:
$48,750.00

Fewer Loans and Hardships:
$22,477.50

Total Savings Per Employee: $22,477.50

Wow! That's enough to give everyone a raise!


Show your leadership committee!

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